Smart Round-Ups

Round-Ups
Round up everyday purchases and save effortlessly
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*illustrative example
Smart Round-Ups

How it works

Save spare change every day

Round up everyday purchases to the nearest $0.10, based on your spending habits and Bright’s saving algorithm. Daily savings are capped at $1.¹

Your primary checking account may charge overdraft fees if you don't have enough funds to cover your Smart Round-Ups. Round-ups will be broken into multiple small savings of 1-10cents but will never exceed $1 daily

For example - Your $3.25 coffee purchase becomes a $0.75 investment towards your goals with Bright. Bright will also make multiple smart savings of <$1 based on your budget. This is in addition to rounding up your every day purchases.¹

Your primary checking account may charge overdraft fees if you don't have enough funds to cover your Smart Round-Ups

Set your goals and set aside small amounts

Choose your savings goals and see your spare change add up. Pay down credit cards, save for a vacation, or anything you want.

We’ll use your saved round-ups to pay off the credit cards connected and managed by Bright, build savings with Bright and activate Bright Builder (if applicable)

Access your savings from the Bright app

You can withdraw saved round-ups from the Bright Stash Account in the App. Stop or pause Smart Round-Ups anytime or if you want to save quicker, accelerate round-up multipliers.²

You can withdraw your saved round-ups from the Bright App. You can also stop or pause smart round-ups anytime. Your money is available to you, always.²

Know more about Smart Round-Ups

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Bright Money provides tools for tackling debt.