RENT REPORTING
Build credit with rent payments
Rebuild your credit with rent payments you already make. Get rewarded for paying rent on time.
Apply now
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Why Rent Reporting?
Build credit with rent payments you already make¹
No additional effort required. See terms and conditions.
Get credit for up to 2 years of past rent payments
Make your efforts count.
Improve chances of mortgage approval²
Start your journey to own your own home
Build credit without adding debt¹
Build credit the safe way
How it works
1
We find your on-time rent payments.
From your Rental portal or your connected checking account.
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2
We report these payments to the credit bureaus.
We report up to 2 years of past payments. This gets added to your credit file.
3
On-time rent payments count as positive payment history.
Payment history makes up 40% of your credit score.
4
Your credit score can improve*
in as little as 2 weeks.
Know more about Rent Reporting
What are the minimum requirements to apply for Bright Credit?
Will checking rates affect my credit score?
Is Bright Credit a Revolving line of credit or an Installment loan?
Can I use Bright Credit to pay down credit card debts from multiple issuers?
Can I continue to use my credit cards or does Bright Credit make me close my credit cards once they are paid off?
How is a Bright Credit different from a debt settlement loan?
Is any security deposit required to get Bright Credit?
How can I get approved for Bright Credit?
What can I use Bright Credit for?
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Still have questions about Rent Reporting?
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